Laura,
One of these sources may help you:
Keest, Kathleen E. The Cost of Credit: Regulation and Legal
Challenges.Boston: National Consumer Law Center, 1995. 528 pp. (Consumer
Credit and Sales Legal Practice Series) KF1040.K43 1995. 346.73073.
94-69831.
Pp. 431-40, "Appendix A, State Lending Statutes." Citations only.
Cites to codes. Covers legal interest rates generally and rates of
interest for contracts, judgments, small loans, installment loans and
credit, insurance premiums, revolving charge, life insurance, annuities,
sales finance, bank credit cards, open-end loans, automobile finance,
usury, consumer loans, personal property brokers, industrial loans, second
mortgages, and home improvement loans. Includes Puerto Rico and the Virgin
Islands.
Credit Manual of Commercial Laws--1995. 87th ed. Edited by Charles M.
Tatelbaum and John K. Pearson. Columbia, MD: National Association of
Credit Management, Publications Division, 1995. var. pp. 87-29333.
Pp. 16-23 to 16-25, "State Consumer Protection Legislation."
Chart. No citations. Covers laws on credit reporting, small loans,
consumer or installment loans, revolving sales credit, home improvement
loans, insurance premium financing, home solicitation sales, unfair trade,
unsolicited merchandise, consumer defenses, credit billing errors, and
credit service organizations.
Barron, Paul. Federal Regulation of Real Estate and Mortgage Lending. 3d
ed. Boston: Warren, Gorham & Lamont, 1992. var. pp. KF665.B37 1992.
346.7304'37 or 347.306437. 91-67285.
Pp. 13-1 to 13-117, "Chapter 13, State-Related Legislation."
Essay. Cites to constitutions, codes, and court rules in footnotes. Covers
laws on settlement cost disclosure, kickbacks and rebates, real estate
escrow accounts, condominiums and cooperatives, equal credit opportunity,
interstate land sales disclosure, consumer protection in real estate
transactions, timesharing, fair credit reporting, unfair and deceptive
trade practices, real estate warranties, mobile homes, home improvement
sales, licensing of real estate brokers, title insurance, antitrust,
bankruptcy, right of aliens to own property, home mortgage disclosure, and
fair housing. Includes Puerto Rico.
Sheldon, Jonathan. Repossessions and Foreclosures, with Companion Disk.3d
ed. Boston: National Consumer Law Center, 1995. 654 pp. (Consumer Credit
and Sales Legal Practice Series) KF1058.S54 1995. 346.73'077 or 347.30677.
95-72045.
Pp. 567-77, "Appendix B, Summary of State Right to Cure,
Reinstate, and Redeem Statutes." Summaries. Cites to codes and
regulations. Covers laws on retail installment sales, motor vehicle sales,
leases, and other forms of consumer credit. Includes twenty-five states,
Puerto Rico, and the Virgin Islands.
Negroni, Andrea Lee. Residential Mortgage Lending: State Regulation
Manual. Deerfield, IL: Clark Boardman Callaghan, 1990. 6 vols. Looseleaf.
(Commercial Law Library) KF695.Z95N44 1990. 346.7304'364 or 347.3064364.
90-1683.
Covers "advertisements, alternative mortgage transactions,
application practices, appraisals, assignment of mortgage or deed of
trust, assumption of mortgage, brokering mortgage loans, closing
practices, commitments, consumer protection/consumer complaints,
deficiency judgments, disclosures, discrimination, document preparation,
due-on-sale, escrows, fees and charges, foreclosure, future advances,
insurance, late charges, licensing, lock-ins, marital rights/signature
requirements, plain English, prepayment, prohibited loan terms, record
retention, referral fees, release and payoff, security practices,
servicing practices, tie-ins, transfer of servicing, trustees, usury,
[and] wet settlement." (5/94 ad) Volumes organized by region. Not
available for annotation.
Cheryl Nyberg
Compiler, Subject Compilations of State Laws
()()()()()()()()()()()()
Cheryl Rae Nyberg
Reference Librarian
Gallagher Law Library
lib.law.washington.edu
University of Washington
cnyberg@u.washington.edu
()()()()()()()()()()()()
On Tue, 2 Feb 1999 LStory@PGFM.com wrote:
> Does anyone know of a resource that compiles the laws and regulations of the
> 50 states in the areas of home equity and car loans? I have found plenty of
> secured lending guides and general mortgage sets but nothing that is
> specific to home equity and car loans. Thanks in advance for your
> assistance.
>
> Laura Story
> Director of Information Services
> Powell, Goldstein, Frazer & Murphy
> 191 Peachtree Street NE 16th Floor
> Atlanta, GA 30303
> (404) 572-4570 - phone
> (404) 572-6999 - fax
>
>
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